Every page on this site

Everything published on Hail Damage Roof STL, newest first. This site covers St. Louis and the greater St. Louis area, and every page on it is written to be useful on its own rather than to lead somewhere. Keys Roofing is the contractor behind it and the phone number on every page reaches the Keys office directly.

A homeowner reading any one of these is usually part way through a decision and short of one specific fact. The list below says what each page answers, so you can go to the one you need instead of reading the site.

• A Storm-Damaged Roof Vent Is Part of a System Before replacing a hail-damaged roof vent, check whether the new part will help the attic breathe or interrupt the existing airflow.
• After Wind Tears Out Soffit, Check What Held It Up A missing soffit panel needs more than a replacement piece. Learn what to check behind it and what a storm repair quote should include.
• Cold Weather Changes Whether a Storm-Damaged Shingle Can Be Repaired Learn why frost and low temperatures can turn a simple shingle repair into a broken-shingle problem, and what to ask before work starts.
• Missouri's deductible tax credit closes on October 15 2026 Missouri authorised a tax credit equal to a homestead insurance deductible incurred in 2025, up to 5,000 dollars and transferable. No new credits after October 15 2026.
• What to do in the first seventy two hours after a hailstorm What to do the morning after a St. Louis hailstorm, in order: safety, dated photographs, the soft metal walk, the policy pages to open, and what not to sign.
• Freezing Rain Is a Storm Too, and It Marks the Roof Differently Freezing rain loads gutters, limbs and shingle edges in ways hail does not, so the photo file and the first call should change too.
• Gutter Dents Show Where the Hail Hit Your House Dented gutters and downspouts are evidence of hail on your lower roof edge, so photograph them with a coin for scale before any repair starts.
• Hail Also Dents Your Air Conditioner Fins, So Photograph Them Too What hail does to an outdoor condenser's fins, how that damage helps date the storm, and what to photograph before anyone cleans or quotes the unit.
• Hail Cracks House Numbers Too, and They Are Easy to Miss Hail can crack or fade the numbers on your house, and a number that cannot be read from the street at night is a problem of its own.
• Hail Hits the Windward Slope First, So Start the Walk There The side of the roof facing a storm's wind usually takes the harder hits, so plan the walk and the photos around that slope.
• Hail on a Backyard Shed Roof Needs Its Own Walk A backyard shed roof gets its own walk, photo set and scope line, separate from the house, so its hail damage stays on the record.
• Hail on a Retractable Awning: Fabric, Arms and the Wall Brackets A retractable awning can take hail on the fabric, the arms and the wall brackets, and the brackets are where water gets into the wall.
• Hail on a Shade Sail Needs Its Own Look at the Anchors A shade sail takes hail on the fabric and the anchor points, so photograph both before you pay anyone to repair the frame.
• Hail on Pool Equipment Is Worth a Photo Before Winter A pool heater, pump lid or filter gauge can take hail too. Here is what to photograph and write down before the storm file goes cold.
• Hail on Porch Lights and Outlet Covers Belongs in Your Photo File Porch lights, doorbell housings and outlet covers take hail too, and each one needs a labeled photo before anyone replaces it.
• Hail on Siding and Screens: Check the Walls Too Hail that dents a roof often marks the siding, screens and trim too, so photograph every wall before anyone quotes the roof.
• Hail on Storm Windows: Photograph the Glass Edge First Hail chips storm window glass at the edge and cracks frame corners, so photograph each unit and its frame before a glass quote or repair starts.
• Hail on Your Deck Rails and Stair Treads Needs Its Own Photo Set Deck rails, stair treads and the boards under them take hail too, and they need their own photos before anyone quotes the roof.
• Hail on Your Electric Meter Cover Is a Utility Call First A hail-dented meter cover is a safety question before it is a roof question, so photograph it from the ground and leave the box to the utility.
• Hail on Your Fence and Mailbox Needs Its Own Quote Hail dents on a fence, mailbox or gate are usually outside the roof scope, so get them photographed and priced on their own lines.
• Hail on Your Garage Door Needs Its Own Photo File Before Winter Hail dents steel garage doors and can crack the foam inside, and a roof estimate usually skips the door, so photograph it yourself.
• How to check a roofer in the weeks after a hailstorm Door knockers, contingency agreements, permits in St. Louis County, and the fact that Missouri has never passed a state roofing licence. What to check before signing.
• Let the Frost Leave Before Anyone Calls Your Roof Clear Frost can hide hail marks, loosen footing and make a quick roof inspection less reliable.
• Matching and partial roofs: what Missouri actually says Missouri has no matching statute and no matching regulation for roofs. What the actual authority is, what the misquoted rule really governs, and why it turns on your policy.
• How a Missouri roof claim works, from first call to last cheque The real sequence of a Missouri hail claim: adjuster, scope, actual cash value, recoverable depreciation and supplements, and what to have in your hand before the adjuster arrives.
• Twelve questions after a hailstorm, answered straight Twelve real questions about hail damage on a St. Louis roof: what is visible, what Missouri law says, deductibles, matching, permits and cosmetic exclusions.
• Ridge and Hip Caps Need Their Own Hail Count Ridge and hip caps take hail on their own exposed edges, so list them apart from the field slopes in your storm file.
• Shredded Hostas and Bent Shrubs Are Not Roof Evidence Hail shreds leaves and bruises stems in St. Louis yards. That helps date a storm, but it says little about your shingles.
• Read the soft metal first: did hail reach your house? Downspouts, drip edge, vents and condenser fins are the parts of a St. Louis house that permanently record a hail strike. How to survey them from the ground.
• The St. Louis hail record, county by county, 2020 to 2025 Six years of NOAA hail reports for the St. Louis metro counties: 125 in St. Louis County alone, stones to 2.5 inches, and 56 percent of it landing in April and May.
• The Drip Edge Takes Hail the Shingles Shed Hail bends and creases the metal drip edge at your eave and rake, often where the shingles look fine. Here is what to photograph.
• The Roof Leak Is Fixed. The Attic Insulation May Still Be Wet. Learn what to ask about wet attic insulation after a storm leak, who should check it, and which costs belong outside the roof repair.
• The Tarp Can Leave Repairs Beyond the Storm Damage Before approving a storm repair, find out who removes the temporary tarp and checks the roof where it was fastened.
• What hail does to a shingle, and why your roof looks fine Bruising, granule loss and the delayed failure. Why a hail-struck St. Louis roof can look untouched for years and then open up all at once.
• What a documented hail inspection covers, and what you keep A person, a ladder, a camera, a chalk square and about an hour. What a documented St. Louis hail inspection covers, and the photographs, measurements and written scope you keep.

Nothing on this site is advice about an insurance claim. Under RSMo 407.725 a roofing contractor in Missouri may not represent or negotiate a homeowner's claim, and may not offer anything about a deductible. What Keys does is document the damage, put a written scope with photographs and measurements in your hands, and attend as the contractor. You deal with your own insurer.